Extra Protection for Active Families

Kids play. Kids run. Kids participate in sports. And sometimes accidents happen.

For families with children, accident insurance can help provide an additional layer of financial protection alongside primary health insurance. Depending on the specific policy and covered accident, benefits may be available for eligible services or injuries such as emergency-room care, urgent care, fractures, dislocations, diagnostic testing, ambulance transportation, follow-up treatment, and other covered expenses.

Coverage, benefit amounts, limitations, and exclusions vary by policy.

How Accident Insurance Works

Accident insurance is generally designed to supplement—not replace—major medical health insurance. Depending on the plan, benefits may be paid according to a benefit schedule when a covered accident occurs and qualifying treatment or services are received.

Protection Should Fit the Person.

At Heritage Health Advisors, our goal isn’t to sell you coverage you don’t need. We help you look at the protection you already have, understand where potential gaps may exist, and explore options that make sense for you and your family.

People. Purpose. Passion.

Not Sure Whether Accident Insurance Is Right for You?

Let’s talk about your current coverage, your family, and what you’re trying to protect.